Why should you use leasing? Take a look at these 5 fundamental reasons.

1. Leasing is a means to pay for any capital purchase with low fixed monthly rentals, which means you can budget and manage your cash flow in a more cost efficient manner.
   
   
2. It is a way of managing obsolescence without writing off large single sums.
   
   
3. Leasing allows you to invest your money in other areas where you will get a higher return on capital employed.
   
   
4. It is the route to bridging the gap between what you need and actually can afford. It means you can have tomorrow’s technology today.
   
   
5. Rentals are fully allowable against taxable income, similar purchases are not.
   
   These are just a few of the reasons why 8 out of 10 accounting firms use leasing and why 85% of the Times Top 100 companies use leasing.

Finance 4 Furniture FAQs

Who can benefit from a Finance4Furniture Lease?
Typically Sole Traders, Partnerships, Limited Companies, PLC's, Charities and Educational Establishments

What is the minimum order value?
£1000 + VAT

What is the maximum order value?
There is no maximum

What is the length of the Lease?
Typically 12 to 36 months but it can be anything from 1 to 7 years

Is a deposit required?
1 to 6 months rental dependent on the type of lease

Can the Whole Turn Key Package be financed?
Yes, you can lease any of the following mix; office furniture, storage, seating, demountable partitioning, cabling, Cat2 lighting, air conditioning, carpet tiles, suspended ceiling, blinds, refurbishment costs, alarm and security systems, mezzanine flooring and any asset as part of your entire furniture and interiors solution

What is the treatment with VAT?
Lease rental - VAT paid with rentals
Lease Purchase - All VAT Amount payable upfront with 1st rental

What are the payment patterns?
Monthly, quarterly, annually, bi-annually - you can choose the most suitable

How can I make payments?
Direct Debit or Invoice

Is it possible to upgrade the equipment during the term of the lease?
Yes . an upgrade option is available

What are the options at the end of the lease?

• Take title of the equipment for a nominal fee
  
• Return the equipment
  
• Carry on with a peppercorn rental

Leasing can work out more cost effective than paying with cash
By paying for your furniture and the refurbishment of your offices from your cash flow, only a limited percentage is available for tax purposes. This is because the revenue only allows you to offset 65% of the capital cost against your capital allowances. However, if you go down the lease rental route this will allow you to offset the full 100% of repayments against your corporation tax bill. This is the only form of borrowing where this is possible, and as such makes it the most tax efficient method of paying for your furniture and refurbishment works.

Inflation Proof
Lease rental payments are fixed from the outset and are therefore inflation proof, which enables you to precisely calculate, and budget for future costs.

Contact Us for further information.

Subject to status and satisfactory credit clearance